Wednesday, April 25, 2012

Morning All...

Hey, how's it going??  I have been in a funk all week.  I haven't been sleeping good, and was thinking of sleeping in today, but decided to get up.  I was in a bad mood yesterday, and tired, and decided not to run.  I got a haircut, and stopped off at the bar where the girl who wasn't pregnant, but was works.  I knew she was working on Tuesday, so sat down and had a couple beers.  I really just wanted to stop in and say hi.  I didn't do shit the rest of the day.  :)  So last week on Wednesday morning, I was at 13.6 miles, and this week I am at zero.  :)  I will do the double 3.5 today, and get myself up to 7 for the week, and have to not be a stupidy face the rest of the week, and get some runs in.  I will brb, I am going to get coffee...

I do want to clarify something of my post yesterday.  I don't want to make it sound like we are all smartsy with our money, because we aren't.  I am sure our credit rating is pretty bad, because we ran into a problem with Washington Mutual.  We had a card we didn't open with them, but there are no anti-trust laws, so they bought out the bank we did open up the card with, and had a pretty high balance on the card.  $13,000 maybe, and one time our balance via accrued interest went over by like .16 cents and they raised our interest rate from like 10-29%, or something like that.  This was the same time Lisa got dropped to part time, and I mean we hit a financial shit hole.  So to make a long story short we eventually defaulted on that card.  We couldn't take the $1000/month damage to our budget, and still make house payments.  I still had two cards open.  I don't think I was really using them, but cancelled them after the bailouts.  I also stopped making payments on them too, because I didn't give a shit.  One only had a $400 balance, and I eventually settled.  The other one I think Lisa settled.  That was Capital One, and that had a balance of like $3000 or something.  So I am dumb, my credit is probably horrible, but I decided to never ever take another loan out anyway, so who cares??    I know some people know that story, but for new readers if there are new ones, I don't want you to think we totally got our shit together.  We do in we have no non-house debt, and no car payments, but we kinda just slid into that you know?? 

For those who have debt concerns etc...  I feel you.  That adds a lot of stress to life, especially as the C.E.O. of Wells Fargo was just given a $20 million payout for the fine stuff that they manufacture.  Oh wait, Banksters don't make shit.  :)

When all is said and done your credit don't matter.  It doesn't really make your life any better, because anytime you take out a loan you probably made your life worse.  When you are 6 feet under your credit don't mean shit, and you don't owe anyone anything.  Not able to take anything with you when ur done ya know?? 

In your life what lasts???   When your dead it don't matter if you ate 12 Big Macs each day, or just seaweed.  Neither profits you anything really.  Food is food.  If you want to eat healthy, I'd stay away from McDonald's for the most part, but sometimes that shit tastes good though too.  Go ahead and eat it once in a while.  Doesn't make you a worse person.  Realize our human weakness though.  If you are overweight, and you go in for a couple Whoppers, people may judge. 

Maybe that is one of the tough lessons of life.  The good and decent person what do they do??  It isn't how fast you run, or how much you ace Society.  Those who work hard at being good at society, tend to judge those who don't do society very good.  The best thing a person can be is honest, and honesty a lot of times means we are mean.  We aren't perfect, and we have issues all of us, but if we can be honest with ourselves, and others than that is a good thing.  Fake honest isn't nice, because it isn't real.  Accept your dark side.  It is a part of you, and realize honesty trumps darkness.  Honesty is light really, and it overcomes, but you have to be willing to accept our less than good side.  Can't pretend it isn't there, because that is a lie.  It is the truth that gives you the answers, not lies.

 That is it for today!!!   :)

Thanks for reading!!!   :)

Hope Everyone has a Great and Awesome Day!!!   :)

xo's!!!   :)

Love You All!!!   :)))

p.s.  It is hard to comment on a post when everything is seemingly so good, because I don't think life is ever really ever like that.  It isn't something we ace.   Don't matter though, because I can do this anytime I want...   xoxoxoxoxoxoxoxo    :D   

Love You All  xoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxo

Ya'All are the best  xoxoxoxoxoxoxoxoxoxoxoxoxoxoxo

Extras of these  xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Extras of these  xoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxo

Now for really really cya cya cya   :D   :D 


Christi said...

I have made a ton of financial mistakes over the last couple of years and it stresses me beyond belief. I am not perfect! So there you have it!

Damie said...

I am behind in my reading, but you know I always have finances on my mind!

GoBigGreen said...

Ha, Damie. I think my thought is you cant take it with you, so why are we so frugal and so hard on ourselves with our finances? I know we operate out of fear alot and media makes us feel we are all going to have no money EVER AGAIN!
Thanks for your nice comment on my blog:)As always you make me smile!